Fully Comprehensive (Comp)
The highest level of insurance cover, Young Lady Driver includes all the features
and benefits you would expect from a leading motor insurance provider.
- Accidental Damage or Malicious Damage to insured vehicles
- Liability to Others - including Third Party Bodily Injury and Property Damage
- Legal costs arising from an accident covered by this policy (and with our consent)
- Replacement vehicle cover for new cars
- Windscreen Damage - unlimited cover is provided through our 24 hour helpline 0870 241 4956
- In-car entertainment equipment / navigation equipment cover
- Courtesy car whilst repairs are carried out
- Personal Accident and Personal Belongings cover
- Medical expenses for driver and passengers injured while in insured car
Some sections of the Comprehensive Policy have Limits and/or Excesses
These are explained in full in the Insurance Policy
Download the
Policy Summary or
Full Policy Wording.
Windscreen Cover (only with Comp)
Comprehensive policy holders get the benefit of Young Lady Driver windscreen cover.
There is no excess charge for windscreen repairs carried out by our approved contractor and no loss of No Claims Discount (NCD) in the event of replacement up to £100 in any one year.
The policy holder must pay the first £60.00 in the event of replacement.
Third Party Fire and Theft (TPF&T)
A lesser level of cover recommended for older cars and where the vehicle value is less than £2,000.00.
- Liability to Others - including Third Party Bodily Injury and Property Damage
- Legal costs arising from an accident covered by this policy (and with our consent)
- Fire and Theft damage to your vehicle
Some sections of the TPF&T Policy have Limits and/or Excesses
These are explained in full in the Insurance Policy
Download the
Policy Summary or
Full Policy Wording.
Uninsured Loss Recovery (ULR)
Provided by the Claims Recovery Service, this is a membership scheme to help Young Lady Drivers recover costs incurred as a result of being involved in an accident which was not their fault.
No matter who you insure your car with, in the event of a claim there? an excess amount to pay.
ALSO you will probably have other costs which aren? covered by normal motor insurance
- loss of earnings
- incidental expenses
AND in some cases
These are called "uninsured losses".
If you have done nothing wrong you can recover some or all of these costs but will probably need professional legal help to succeed.
Youngladydriver can help you minimise these uninsured losses and reduce your costs in the event of a motor insurance claim. We?l be happy to join you in the scheme!
Want to add this to your policy?
Click here to include Claims Recovery Service membership with your Young Lady Driver Motor Insurance Policy
Need more information?
Click here for a detailed explanation of Uninsured Loss recovery from the Claims Recovery Service.